Effective Date: 26/8/2025

Welcome to helpyourself.to. By accessing or using our website, you agree to these Terms of Service. These terms are governed by Finnish law and are designed to protect both you as a customer and us as a provider.

1. Services Offered

We provide self-development products, digital courses, mental health resources, and physical goods. Some services may require account registration.

2. User Responsibilities

• Provide accurate and truthful information during registration or checkout.

• Use our website only for lawful purposes.

• Respect intellectual property rights.

• Refrain from any harmful or disruptive behavior (e.g., hacking, spamming).

3. Payments and Refunds

• All payments are processed securely by third-party providers (Stripe, PayPal).

• Prices include VAT as required by Finnish law.

• Refunds follow our Refund Policy, available on the website.

• Digital content may not be refundable once accessed.

4. Intellectual Property

All content, including text, graphics, logos, and product designs, belongs to Helpyourself.to unless otherwise stated. Users may not reproduce, copy, or redistribute without permission.

5. Limitation of Liability

• We strive to provide accurate information but do not guarantee completeness.

• We are not liable for indirect damages, such as loss of profit or data.

• Our total liability is limited to the amount paid for services/products.

6. Governing Law and Jurisdiction

These Terms are governed by the laws of Finland. Any disputes will be handled by Finnish courts.